Plan Documents and Legal Notices

Medical Documents

Cigna OAP Certificate

Certificate Rider OAP MA Rider

Cigna OAP Summary of Benefits and Coverage

Cigna OAP Benefit Summary

Cigna OAPIN Certificate

Certificate Rider OAPIN MA Rider

Cigna OAPINLite Certificate

Certificate Rider OAPIN Buy Down MA Rider

Cigna OAPIN Summary of Benefits and Coverage

Cigna OAPIN Benefit Summary

Cigna OAPIN BuyDown Summary of Benefits and Coverage

Cigna OAPIN BuyDown Benefit Summary

Dental Documents

Metlife Dental Premium Plan Certificate

MetLife Dental Premium Plan Benefit Summary

MetLife Dental Enhanced Plan Certificate

MetLife Dental Enhanced Plan Benefit Summary

Vision Documents

EyeMed Vision Plan Certificate

EyeMed Base Plan Benefit Summary

EyeMed Enhanced Plan Benefit Summary

EyeMed Medicare Flyer

HSA, FSA and Commuter Documents

FSA Flyer Toolkit

Benefits Best Practices Checklist

Standard Health FSA Rollover Guide

Standard Health FSA to HSA Grace Period

FSA Toolkit Rollover Runout Grace Period

Commuter Toolkit Flyer

Commuter Benefits Best Practices Checklist

Supplemental Medical Documents

MetLife Accident Insurance Plan Summary

MetLife Accident Insurance Plan 1 Certificate of Coverage

MetLife Accident Insurance Plan 2 Certificate of Coverage

MetLife Critical Illness Plan Summary

MetLife Critical Illness Certificate of Coverage

MetLife Hospital Indemnity Plan Summary

MetLife Hospital Indemnity Plan 1 Certificate of Coverage

MetLife Hospital Indemnity Plan 2 Certificate of Coverage

Life and AD&D

MetLife Life and AD&D Plan Summary

MetLife Life and AD&D Certificate of Coverage

MetLife Short-Term Disability Plan Summary

MetLife Short-Term Disability Certificate of Coverage

MetLife Basic Long-Term Disability Plan Summary

MetLife Long-Term Disability Certificate of Coverage

MetLife Voluntary Long-Term Disability Plan Summary

MetLife Life and Disability Changes

Mental Health Documents

MetLife TELUS Health EAP Flyer

MetLife TELUS Health EAP Flyer (Spanish)

Carrot Fertility

Carrot Fertility Planning for Expenses and Tax Handling Flyer

Carrot Fertility Taxes FAQ

Carrot Fertility Covered Expenses Overview

Additional Benefit Documents

Cigna Medical Benefits Abroad Benefit Summary

Cigna Medical Benefits Abroad Certificate of Coverage

Cigna Medical Benefits Abroad ID Card

Compliance Notices

2026 Annual Notices

2026 Marketplace Notices